While people may argue about what is acceptable for de rating capacitors i would suggest using capacitors whose voltage rating is at least 2 3 times that of the expected voltage.
Voltage derating of ceramic capacitors.
This is a mechanism of decrease in the capacitance after applying dc voltage.
Ceramic capacitors should have a voltage derating factor of 0 60 110c max.
De rating rule of thumb.
125 c device with tantalum polymers.
You can apply maximum 10 7v to the capacitor for the entire operation temperature range to 125 c voltage derating 20 is covered by the 33.
125 c device with tantalum polymers.
For example if you plan on decoupling a 5v power line use a capacitor with a rated voltage at 10v or above.
Ceramic capacitor manufacturers glass dielectric a voltage derating factor of 0 50 110c max.
20 voltage derating is recommended for 16v tantalum polymer capacitor in all applications and there is also 33 derating needed at 125 c no derating to 105 c.
Engineers must check the data to know really know how a specific capacitor will perform under voltage.
This tutorial explains how ceramic capacitor type designations such as x7r and y5v imply nothing about voltage coefficients.
Capacitors should be derated between 30 and 60 depending on the material s maximum ambient temperature.
The reality of modern small form factor ceramic capacitors is a good reminder to always read the data sheet.